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Financial Independence List

"I have found the FI [Financial independence] list to be an amazing resource... Thanks." -- David M Clarke <> (10/05/2000)

The purpose of the Financial Independence List is to serve as an open forum where subscribers can discuss how to become financially independent.

We're interested in as many of our subscribers as possible advancing from "neoslavery" (or to whatever extent they are now financially unfree or impoverished) to the point where they can answer with a resounding "YES!" to all the questions in the Financial Freedom Test below.


In his book Workin' on the Chain Gang: Shaking Off the Dead Hand of History, Walter Mosley coins the term "neoslavery."

In Your Money or Your Life, Joe Dominguez and Vicki Robin indicate that for most of human history (and prehistory) people have had to work only two to three hours a day to survive. To me it seems that, given all the machines and technology available in our "modern" world to do all kinds of work, it shouldn't be necessary for anyone to work more than about one hour a day to be able to survive comfortably! The main reasons why many of us have to work so hard and so long just to survive (often at jobs we don't particularly like) is because:

  1. Much of our work goes to make company owners rich;
  2. Many of us effectively work from January till May for Big-Daddy Government;
  3. Another big slice of our work effectively goes to banks and other financial institutions;
  4. The "dead hand" of Big-Daddy Government regulation makes practically everything about three to five times more expensive than it should be;
  5. The voracious hands of the "legal profession" (the worst money grabbers of all!) make many things a further three to five times more expensive than they should be.

To escape neoslavery, we have to shake off all the "dead hands" that impoverish us and cause many of us to work 8 - 10 times as long as should be necessary for comfortable survival.

Financial Freedom Test

(Adapted from Multiple Streams of Income: How to Generate a Lifetime of Unlimited Wealth by Robert G. Allen.)

For many people, "economic correctness" is a huge obstacle to achieving financial independence. See How to Overcome Economic Correctness. If you cannot overcome "economic correctness," the FI list is probably not for you.

Who should join and participate on the FI list?

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